Licensed. Legal. Legit.
A legal process in which all unsecured debts are discharged and (only) exempt assets are assigned to the estate.
A legal procedure (restructuring) in which a settlement is made with all unsecured creditors through a trustee and all assets are maintained.
Credit Card Debt
Is credit card interest killing you? Spinning your wheels? Let us reduce your balances and stop interest so you can clear that debt.
Let Cooper & Co. negotiate a single monthly payment for all your debts with 0% interest.
Taxes Owing/CRA Debt
Owe income tax? Or HST or payroll tax for your company? We’ll negotiate a fair settlement for you with 0% interest and no penalties.
Collectors calling day & night? Cooper & Co. Ltd. are licensed to make them legally cease calling you.
Stop Wage Garnishees
Having wages garnished by creditors or CRA? Let us lift the garnishee & get your paycheque back to full strength.
Student Loan Relief
Getting nowhere with your student loan? Make a settlement for cents on the dollar through Cooper & Co. Ltd.
Has a court action been filed against you or threatened? Cooper & Co. Ltd. have legal authority to stop lawsuits.
Are you in the Payday loan spin cycle? Let us help get you out.
High Tax Debt Settlement
Are you a professional who’s in deep tax arrears with CRA? We can arrange a legal settlement that fits your cash-flow. Discrete. Confidential.
Small Business Debt Restructuring
Own a small business with some debt? Need breathing room? A restructuring program can help. Free yourself to grow your business. Ask us how.
Business Debt Advisory
Need advice on how to structure your business debt? Learn the advantages. Avoid the pitfalls. Ask us.
Using your house as an ATM?
New mortgage rules mean you may not have easy access to remaining equity in your home at low rates anymore to help pay down debt. Keep your house & pay your debts. Ask us how.
Seniors in Debt
Over 65 and struggling with unexpected retirement debt? We hold a Certified Professional Consultant on Aging (CPCA) designation, and through our membership in groups like CARP & MOSM we’ve helped hundreds of seniors get their financial house in order. Ask us how.
Our Informational Video Series
Making Our Seniors Matter
What some of our satisfied clients are saying