Talk to a Licensed Debt Pro.

Cooper & Co. Ltd. is a Licensed Insolvency Trustee firm. We’ve been in the Trustee/legal debt relief business for over 30 years and have helped over 15,000 clients put their debts behind them & rebuild their financial lives. At Cooper & Co. Ltd. you will always meet with a Bankruptcy Trustee, along with a team of certified credit counselors to see you through our debt solution programs.

Got Debt?

What if we told you that you could:

  • File a legal settlement with all creditors
  • Pay no interest
  • Get creditors to reduce total balance up to 80%
  • Keep your house & assets
  • Avoid bankruptcy
  • Ask a bankruptcy trustee
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Our Services

Licensed. Legal. Legit.


Credit Card Debt

Is credit card interest killing you? Spinning your wheels? Let us reduce your balances and stop interest so you can clear that debt.


Consolidate Debt

Let Cooper & Co. negotiate a single monthly payment for all your debts with 0% interest.


Taxes Owing/CRA Debt

Owe income tax? Or HST or payroll tax for your company? We’ll negotiate a fair settlement for you with 0% interest and no penalties.


Stop Collectors

Collectors calling day & night? Cooper & Co. Ltd. are licensed to make them legally cease calling you.


Stop Wage Garnishees

Having wages garnished by creditors or CRA? Let us lift the garnishee & get your paycheque back to full strength.


Student Loan Relief

Getting nowhere with your student loan? Make a settlement for cents on the dollar through Cooper & Co. Ltd.


Stop Lawsuits

Has a court action been filed against you or threatened? Cooper & Co. Ltd. have legal authority to stop lawsuits.


Payday Loans

Are you in the Payday loan spin cycle? Let us help get you out.

Debt Settlement Options

See the difference

Let’s say you have $30,000 in unsecured debt. Here are some things you can do:

Minimum Payments

Continue to make minimum payments at 18-25%, pay around $1050 monthly, and pay back a total of around $52,000

Consolidation Loan

Get a consolidation loan at 12%, pay around $800 monthly, and pay back a total of around $44,000

Informal Settlement

Get an informal settlement via a credit counsellor at 7-15%, pay around $500 monthly, and pay back a total of around $39,000


Consumer Proposal

Submit a consumer proposal through a bankruptcy trustee at 0%, pay anywhere from $200-$350 monthly (on average), and pay back a total of around $9,000

Use our handy debt settlement calculator to see how your options stack up

Our Videos

Our informational video series

Making Our Seniors Matter


Cooper & Co. Ltd. Bankruptcy Trustee are proud to be a member of Making Our Seniors Matter (MOSM). We have been involved from the inception.The link below is to Cooper & Co. Ltd.’s Member location on MOSM’s website:

Cooper & Company Ltd. on Making Our Seniors Matter

This group was founded by Glenn & Liz Cunningham with the express purpose of having a team of professionals from various industries available to seniors in need. Many seniors are subject to abuse or scams, and this trusted referral network is a positive alternative for them.


What some of our satisfied clients are saying

Filing with Cooper & Co. stopped the garnishee on my wages and got me back my income. I am now on a budget that lets me pay off my debts at a reasonable pace and I can keep my house. Thanks to Cooper & Co. for getting me out of this mess!

— Sharon

Business Partners

Some of the brands, businesses, and people we are proud to work with

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