Archive | Consumer Proposal

Can CRA Force Me Into Filing Bankruptcy For Not Filing and/or Unpaid Taxes?

Taxes owing and unfiled tax returns are a serious issue in Canada. Canada Revenue Agency (CRA) has always taken a tough approach to individuals or […]

Continue Reading

What is Debt ‘Consolidation’?

This rather broad term can mean many things depending on the situation, the person in question or what the desired outcome is. It also is […]

Continue Reading

Income Tax Scam Alert

The tax system in Canada is a self reporting process. It places the taxpayer in a position of substantial trust and power. This means that […]

Continue Reading

Will I be able to renew my mortgage during a debt consolidation or proposal?

Other than “What if I win the lottery?” and “Will this affect my spouse?”, this is the most frequently-asked question we get from our clients. […]

Continue Reading

Canada Revenue Agency’s (CRA) powers and your options to stop them

“You can’t fight City Hall.” That’s what they say, isn’t it? And that counts double for the federal government for a lot of people. Canada […]

Continue Reading

Can I Settle My taxes Owing to CRA in a Consolidation?

Absolutely you can. About 58,000 people did just that in 2015 in Canada. Income tax arrears are eligible to settle with Canada Revenue Agency (CRA) […]

Continue Reading

Involved in Tax Shelter Problems with CRA? What Can You Do?

Every year, a certain number of unsuspecting Canadian taxpayers fall victim to the rather predatory practices of those who push charitable “donation” schemes which are […]

Continue Reading

Will I Be Able to Buy a House After Filing Bankruptcy?

This is certainly one of the most common questions we field in our practice. As usual the answer is a bit complicated, but the answer […]

Continue Reading

I’m having my wages garnisheed. What are my options? Can I stop this?

Few things come as such a shock as a garnishee on one’s wages. Not just the feeling of violation at not having access to your […]

Continue Reading

Divorce and Debt: Solutions to Protect Assets

For those unfortunate Canadians who owe significant personal debt, there is often a background story or some triggering event that helped lead to that situation. […]

Continue Reading

Keep My House But Eliminate My Debts? What’s The Secret?

So you’ve got a lot of credit card and line of credit debt. You own a house with equity and want to keep it. You […]

Continue Reading